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What do I do after a loss?

    • Protect your property from further damage. Make necessary and reasonable repairs to protect your property.

    • Contact your agent immediately and report the claim. Your agent will not make a determination of coverage, but will send the claim immediately to our office. An adjuster will contact you, after checking your policy coverage.

    • Make a list of all damaged or destroyed property, showing in detail quantities, costs, actual cash value and amount of loss.

    • If possible, take photos of damaged property.

    • In case of theft, vandalism or malicious mischief, also notify the police.

    • In the case of livestock death also permit a licensed veterinarian to perform a postmortem examination within 48 hours of death.

    • If a claim happens after hours, call  1-866-690-8329